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TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin40.6%0.0pp40.1%-0.4pp39.5%-0.1pp41.5%+1.7pp40.6%+0.4pp
Free cash flow margin47.5%-4.4pp45.3%-7.9pp48.3%-2.9pp49.1%-2.1pp51.9%+1.7pp
Returns
Return on equity14.6%0.0pp14.4%0.0pp13.9%-0.4pp15.1%+1.1pp14.6%+0.6pp
Return on assets1.8%+0.1pp1.7%+0.1pp1.7%+0.1pp1.8%+0.2pp1.7%+0.2pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×-0.1×0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Valuation
Market capitalization$4.22B-17.9%$4.28B-16.4%$4.78B-9.5%$5.18B+22.9%$5.14B+9.7%
Enterprise value$3.5B-17.3%$3.22B-28.3%$4.16B-12.1%$4.5B+16.2%$4.24B+3.1%
Price / earnings16×-6.2×16.9×-6.0×19.7×-5.8×21.1×+0.2×22.2×-1.3×
Price / sales6.5×-2.5×6.8×-2.5×7.8×-2.3×8.8×+0.4×-0.4×
Price / book2.2×-0.9×2.2×-1.0×2.6×-0.6×+0.2×3.1×-0.1×
EV / sales5.4×-2.0×5.1×-3.1×6.8×-2.3×7.6×-0.1×7.4×-0.8×
Free cash flow yield7.3%+1.6pp6.7%+1.0pp6.2%+1.1pp5.6%-0.5pp5.8%+0.4pp
Earnings yield6.3%+1.7pp5.9%+1.6pp5.1%+1.2pp4.7%0.0pp4.5%+0.2pp
Dividend yield2.5%+0.5pp2.5%+0.5pp2.2%+0.2pp2%-0.5pp2%-0.2pp
PEG ratio1.1×1.3×1.2×

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Questions, answered.

Where do First Financial Bankshares's ratios come from?
Every ratio is computed from First Financial Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.