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First Guaranty Bancshares FGBI Junior Subordinated Notes

Junior Subordinated Notes at other companies

WaFd, Inc. logo
WaFd, Inc.WAFD
$52.11M+1.8%
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Heritage FinancialHFWA
$22.42M+1.3%
Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
$20.62M0.0%
BSR
Sierra BancorpBSRR
$36.06M+0.5%
QCR Holdings logo
QCR HoldingsQCRH
$49.02M+0.3%

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+55.8%
Enterprise value-$557.04M-6.6%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept us-gaap:JuniorSubordinatedNotes.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's junior subordinated notes?
First Guaranty Bancshares (FGBI) reported junior subordinated notes of $29.82M in Q1 2026.
How has First Guaranty Bancshares's junior subordinated notes changed year-over-year?
First Guaranty Bancshares's junior subordinated notes decreased by 33.4% year-over-year, from $44.76M to $29.82M.
What is the long-term trend for First Guaranty Bancshares's junior subordinated notes?
Over 5 years (2020 to 2025), First Guaranty Bancshares's junior subordinated notes has grown at a 15.1% compound annual growth rate (CAGR), from $14.78M to $29.81M.
What does junior subordinated notes mean?
These are debt instruments that rank below other senior debts in the event of a bank's liquidation or bankruptcy. Because of their subordinate nature, they often carry higher interest rates and may qualify as regulatory capital under certain conditions. They represent a strategic tool for managing the bank's capital structure and regulatory capital ratios.