First Guaranty Bancshares FGBI Acquisition of real estate in settlement of loans

Acquisition of real estate in settlement of loans at other companies

ServisFirst BancsharesSFBS

$653K+2,621%

Origin BancorpOBK

$445K—

CTB

Community Trust BancorpCTBI

$325K-73.9%

SouthStateSSB

$25.11M+795%

Arbor Realty TrustABR

$59.02M-69.1%

PopularBPOP

$10.43M+47.5%

Other financials

Income statement

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Revenue$22.9M-6.8%

Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%

Total debt$10.9M-5.1%

Total equity$224.0M-10.9%

Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%

CapEx$167.0K-19.7%

Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%

Enterprise value-$557.04M-6.8%

P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp

FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept fgbi:AcquisitionOfRealEstateInSettlementOfLoans.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's acquisition of real estate in settlement of loans?: First Guaranty Bancshares (FGBI) reported acquisition of real estate in settlement of loans of $882K in Q1 2026.
What does acquisition of real estate in settlement of loans mean?: This represents the non-cash transfer of property titles from borrowers to the bank in full or partial satisfaction of non-performing loans. It signifies the transition of a loan from an earning asset to Other Real Estate Owned (OREO). A high volume of these acquisitions indicates elevated credit risk and potential future losses on the underlying loan portfolio.