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First Guaranty Bancshares FGBI Service charges, commissions and fees

Service charges, commissions and fees at other companies

Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$2.13M+13.6%
GBC
Glacier BancorpGBCI
$15.27M+15.5%
Ameris Bancorp logo
Ameris BancorpABCB
$1.03M-7.4%
Community West Bancshares logo
Community West BancsharesCWBC
$518K+3.2%
OptimumBank Holdings logo
OptimumBank HoldingsOPHC
$1.31M+26.5%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$621K+28.3%

Other financials

Income statement

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Revenue$22.9M-6.8%
Net income$2.7M+144%

Balance sheet

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Cash & equivalents$733.8M+18.7%
Total debt$10.9M-5.1%
Total equity$224.0M-10.9%
Total assets$4.0B+3.4%

Cash flow

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Operating cash flow$50.6M+839%
CapEx$167.0K-19.7%
Free cash flow$50.4M+873%

Valuation

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Market cap$165.79M+56.9%
Enterprise value-$557.04M-6.8%
P/S1.8×+0.7×

Profitability

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Net margin-50.3%-53.8pp
FCF margin37.6%+6.4pp

Returns & leverage

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Return on equity-19.8%-21.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Guaranty Bancshares in its filing.

Tagged under the XBRL concept fgbi:FeesAndCommissions1.

The official record: First Guaranty Bancshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Guaranty Bancshares's service charges, commissions and fees?
First Guaranty Bancshares (FGBI) reported service charges, commissions and fees of $758K in Q1 2026.
How has First Guaranty Bancshares's service charges, commissions and fees changed year-over-year?
First Guaranty Bancshares's service charges, commissions and fees decreased by 10.7% year-over-year, from $849K to $758K.
What is the long-term trend for First Guaranty Bancshares's service charges, commissions and fees?
Over 4 years (2021 to 2025), First Guaranty Bancshares's service charges, commissions and fees has grown at a 5.1% compound annual growth rate (CAGR), from $2.7M to $3.29M.
What does service charges, commissions and fees mean?
This represents non-interest income derived from various service charges, commissions, and administrative fees charged to customers. It highlights the bank's ability to generate diversified revenue streams that are not directly tied to interest rate fluctuations.