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FY'25FY'24FY'23FY'22
Profitability
Net margin-58.7%-69.7pp11%+1.3pp9.7%-16.3pp26%-1.2pp
Free cash flow margin-10.5%-37.6pp27.1%30.8%+6.6pp
Returns
Return on equity-23.3%-28.2pp4.9%+1.1pp3.8%-8.8pp12.6%-1.0pp
Return on assets-1.4%-1.7pp0.3%+0.1pp0.3%-0.7pp1%-0.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.1×0.0×0.1×-0.2×0.2×-0.4×0.6×
Debt-to-assets0.0×0.0×0.0×
Valuation
Market capitalization$165.79M+56.9%$142.05M+10.2%$128.86M-48.7%$251.31M+15.1%
Enterprise value-$557.04M-6.8%-$403.55M-315%-$97.3M-132%$308.09M
Price / sales1.8×+0.7×1.3×-0.1×1.4×-0.9×2.3×+0.1×
Price / book0.7×+0.3×0.6×0.0×0.5×-0.6×1.1×+0.1×
EV / sales-5.9×0.0×-3.6×-2.5×-1×-3.8×2.8×
Free cash flow yield21.3%+11.6pp21.6%13.6%+2.5pp
Earnings yield-28.4%-18.5pp8.8%+1.6pp7.2%-4.3pp11.5%-1.0pp
Dividend yield0.4%-0.9pp3.6%-2.1pp5.7%+3.0pp2.7%-0.2pp

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Questions, answered.

Where do First Guaranty Bancshares's ratios come from?
Every ratio is computed from First Guaranty Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.