First Guaranty Bancshares FGBI Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | -58.7%-69.7pp | 11%+1.3pp | 9.7%-16.3pp | 26%-1.2pp | |
| Free cash flow margin | -10.5%-37.6pp | 27.1%— | —— | 30.8%+6.6pp | |
| Returns | |||||
| Return on equity | -23.3%-28.2pp | 4.9%+1.1pp | 3.8%-8.8pp | 12.6%-1.0pp | |
| Return on assets | -1.4%-1.7pp | 0.3%+0.1pp | 0.3%-0.7pp | 1%-0.1pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.1×0.0× | 0.1×-0.2× | 0.2×-0.4× | 0.6×— | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×— | |
| Valuation | |||||
| Market capitalization | $165.79M+56.9% | $142.05M+10.2% | $128.86M-48.7% | $251.31M+15.1% | |
| Enterprise value | -$557.04M-6.8% | -$403.55M-315% | -$97.3M-132% | $308.09M— | |
| Price / sales | 1.8×+0.7× | 1.3×-0.1× | 1.4×-0.9× | 2.3×+0.1× | |
| Price / book | 0.7×+0.3× | 0.6×0.0× | 0.5×-0.6× | 1.1×+0.1× | |
| EV / sales | -5.9×0.0× | -3.6×-2.5× | -1×-3.8× | 2.8×— | |
| Free cash flow yield | 21.3%+11.6pp | 21.6%— | —— | 13.6%+2.5pp | |
| Earnings yield | -28.4%-18.5pp | 8.8%+1.6pp | 7.2%-4.3pp | 11.5%-1.0pp | |
| Dividend yield | 0.4%-0.9pp | 3.6%-2.1pp | 5.7%+3.0pp | 2.7%-0.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First Guaranty Bancshares's ratios come from?
- Every ratio is computed from First Guaranty Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
