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Financial Institutions FISI Dividends available to be paid from insurance subsidiaries without prior approval

Dividends available to be paid from insurance subsidiaries without prior approval at other companies

Financial Institutions logo
Financial InstitutionsFISI
$48.5M
First BanCorp logo
First BanCorpFBP
$262.53M+14.1%
Wintrust Financial logo
Wintrust FinancialWTFC
$929.8M-0.3%
Ally Financial logo
Ally FinancialALLY
$112M-3.4%
PNC Financial Services logo
PNC Financial ServicesPNC
$8.4B+13.5%
Progressive logo
ProgressivePGR
$2.51B+173%

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+53.9%
Enterprise value$900.46M+66.8%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithRegulatoryApproval.

The official record: Financial Institutions’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's dividends available to be paid from insurance subsidiaries without prior approval?
Financial Institutions (FISI) reported dividends available to be paid from insurance subsidiaries without prior approval of $48.5M in Q4 2025.
What does dividends available to be paid from insurance subsidiaries without prior approval mean?
The amount of dividends that insurance subsidiaries can distribute to the parent holding company without requiring prior approval from regulatory authorities. This metric measures the upstream liquidity available from regulated insurance operations. It is a key indicator of the parent company's ability to fund dividends or capital expenditures using subsidiary earnings.