Operating
MSR fair value adjustment
Fifth Third Bank MSR fair value adjustment increased by 26.7% to $38.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 24.0%, from $50.00M to $38.00M. Over 2 years (FY 2021 to FY 2025), MSR fair value adjustment shows an upward trend with a 10.3% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryMarket Position
SignalContext dependent
VolatilityVolatile
First reportedQ1 2015
Last reportedQ1 2026May 5, 2026
How to read this metric
An increase in value often occurs when interest rates rise, as prepayment risks decrease, while a decrease suggests falling rates or higher prepayment risk.
Detailed definition
This represents the non-cash change in the fair value of Mortgage Servicing Rights (MSRs) held by the bank. MSRs are ass...
Peer comparison
Specific to mortgage-active banks; peers with large servicing portfolios report this as a key valuation driver.
Metric ID:
operating_msr_fair_value_adjustmentHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $121.00M | $45.00M | $44.00M | -$137.00M | -$32.00M | -$48.00M | $53.00M | -$13.00M | -$34.00M | $99.00M | -$8.00M | $30.00M | $90.00M | $50.00M | $50.00M | $39.00M | $30.00M | $38.00M |
| QoQ Change | — | -62.8% | -2.2% | -411.4% | +76.6% | -50.0% | +210.4% | -124.5% | -161.5% | +391.2% | -108.1% | +475.0% | +200.0% | -44.4% | +0.0% | -22.0% | -23.1% | +26.7% |
| YoY Change | — | — | — | — | -126.4% | -206.7% | +138.7% | +59.4% | +29.2% | — | -115.1% | +330.8% | +364.7% | +725.0% | +66.7% | -56.7% | — | -24.0% |
Range-$137.00M – $121.00M
CAGR-23.9%
Avg YoY Growth+98.8%
Median YoY Growth+44.3%
MSR fair value adjustment at Other Companies
Frequently Asked Questions
- What is Fifth Third Bank's msr fair value adjustment?
- Fifth Third Bank (FITB) reported msr fair value adjustment of $38.00M in Q1 2026.
- How has Fifth Third Bank's msr fair value adjustment changed year-over-year?
- Fifth Third Bank's msr fair value adjustment decreased by 24.0% year-over-year, from $50.00M to $38.00M.
- What is the long-term trend for Fifth Third Bank's msr fair value adjustment?
- Over 2 years (2021 to 2025), Fifth Third Bank's msr fair value adjustment has grown at a 10.3% compound annual growth rate (CAGR), from $139.00M to $169.00M.
- What does msr fair value adjustment mean?
- The change in value of the bank's right to service mortgage loans, which is not a cash transaction.