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Flagstar Bank FLG Demand deposits

Demand deposits at other companies

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Other financials

Income statement

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Revenue$10.0M+66.7%
Net income$21.0M+121%
EPS (diluted)$0.03+112%

Balance sheet

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Cash & equivalents$7.1B-44.0%
Total debt$23.6B+33.8%
Total equity$8.1B-0.4%
Total assets$87.1B-10.8%

Cash flow

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Operating cash flow-$118.0M+80.0%
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$6.11B

Profitability

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Net margin2,407.4%-184pp
FCF margin3,788.9%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.7×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits.

The official record: Flagstar Bank ’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Flagstar Bank 's demand deposits?
Flagstar Bank (FLG) reported demand deposits of $20.84B in Q4 2025.
What is the long-term trend for Flagstar Bank 's demand deposits?
Over 3 years (2022 to 2025), Flagstar Bank 's demand deposits has grown at a 18.5% compound annual growth rate (CAGR), from $12.51B to $20.84B.
What does demand deposits mean?
Represents customer funds held in accounts that can be withdrawn or transferred on demand without prior notice, such as checking accounts. These deposits are a primary source of low-cost funding for the bank's lending operations. A strong demand deposit base is a critical indicator of the bank's retail and commercial franchise strength.