What is Flagstar Bank 's non-accrual interest?

Flagstar Bank (FLG) reported non-accrual interest of $70M in Q4 2025.

What does non-accrual interest mean?

This represents the deferred tax asset created by the difference between interest income recognized for tax purposes and interest income recognized on a non-accrual basis for financial reporting. It highlights the tax treatment of impaired loans where interest collection is uncertain. Monitoring this helps investors understand the tax recovery potential of non-performing assets.

Flagstar Bank FLG Non-accrual interest

Non-accrual interest at other companies

Old National BancorpONB

$2.47B+46.3%

HRO

HarrowHROW

$336K-65.5%

Northern Oil and GasNOG

$9.91M+29.9%

JetBlue AirwaysJBLU

$1.46B-7.9%

PhotronicsPLAB

-$4.29M-1,136%

KKR & Co.KKR

$8.5M+23.2%

Other financials

Income statement

See full

Revenue$10.0M+66.7%

Net income$21.0M+121%

EPS (diluted)$0.03+112%

Balance sheet

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Cash & equivalents$7.1B-44.0%

Total debt$23.6B+33.8%

Total equity$8.1B-0.4%

Total assets$87.1B-10.8%

Cash flow

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Operating cash flow-$118.0M+80.0%

CapEx$11.0M+1,000%

Free cash flow$3.0B+1,543%

Valuation

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Market cap$6.26B—

Profitability

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Net margin2,407.4%-184pp

FCF margin3,788.9%—

Returns & leverage

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Return on equity-4.7%-2.2pp

Debt / equity2.9×+0.7×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept fbc:DeferredTaxAssetsNonAccrualInterest.

The official record: Flagstar Bank ’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Flagstar Bank 's non-accrual interest?: Flagstar Bank (FLG) reported non-accrual interest of $70M in Q4 2025.
What does non-accrual interest mean?: This represents the deferred tax asset created by the difference between interest income recognized for tax purposes and interest income recognized on a non-accrual basis for financial reporting. It highlights the tax treatment of impaired loans where interest collection is uncertain. Monitoring this helps investors understand the tax recovery potential of non-performing assets.