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Flagstar Bank FLG Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
F.N.B. Corporation logo
F.N.B. CorporationFNB
1.2%+0.2pp
Axos Financial logo
Axos FinancialAX
1.8%0.0pp
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
1.6%+0.2pp
UBS
United BanksharesUBSI
1.5%+0.3pp
HOM
Home BancSharesHOMB
2.1%+0.3pp

Other financials

Income statement

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Revenue$10.0M+66.7%
Net income$21.0M+121%
EPS (diluted)$0.03+112%

Balance sheet

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Cash & equivalents$7.1B-44.0%
Total debt$23.6B+33.8%
Total equity$8.1B-0.4%
Total assets$87.1B-10.8%

Cash flow

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Operating cash flow-$118.0M+80.0%
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$6.11B

Profitability

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Net margin2,407.4%-184pp
FCF margin3,788.9%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.7×

Where this comes from

Calculated from Flagstar Bank ’s reported figures.

Based on trailing twelve months.

The official record: Flagstar Bank ’s 10-Q, filed November 6, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Flagstar Bank 's return on assets?
Flagstar Bank (FLG) reported return on assets of -0.4% in Q3 2025.
How has Flagstar Bank 's return on assets changed year-over-year?
Flagstar Bank 's return on assets increased by 88.1% year-over-year, from -3.2% to -0.4%.
What is the long-term trend for Flagstar Bank 's return on assets?
Over 4 years (2020 to 2024), Flagstar Bank 's return on assets has grown at a 2.9% compound annual growth rate (CAGR), from 0.9% to -1%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.