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Farmers & Merchants Bancorp FMAO Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Huntington Bancshares logo
Huntington BancsharesHBAN
$1.73B+32.2%
KeyCorp logo
KeyCorpKEY
$1.12B+14.1%
Greene County Bancorp logo
Greene County BancorpGCBC
$19.74M+30.5%
Home Bancorp logo
Home BancorpHBCP
$33.56M+7.0%
Midland States Bancorp logo
Midland States BancorpMSBI
$52.41M+10.5%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$32.4M+15.6%
Net income$9.6M+37.8%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%
Total debt$5.7M-10.4%
Total equity$375.9M+9.1%
Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%
CapEx$663.0K+71.8%
Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%
P/E11.5×-0.5×
P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp
FCF margin24.9%-13.0pp

Returns & leverage

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Return on equity10%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's net interest income (after provisions)?
Farmers & Merchants Bancorp (FMAO) reported net interest income (after provisions) of $27.14M in Q1 2026.
How has Farmers & Merchants Bancorp's net interest income (after provisions) changed year-over-year?
Farmers & Merchants Bancorp's net interest income (after provisions) increased by 16.2% year-over-year, from $23.36M to $27.14M.
What is the long-term trend for Farmers & Merchants Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Farmers & Merchants Bancorp's net interest income (after provisions) has grown at a 11.5% compound annual growth rate (CAGR), from $66.05M to $102.2M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which represents the bank's estimate of potential future loan defaults. It provides a more accurate view of the bank's bottom-line profitability after accounting for the inherent credit risk in its loan portfolio.