Skip to content
Screener

Farmers & Merchants Bancorp FMAO Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$23B+12.9%
Huntington Bancshares logo
Huntington BancsharesHBAN
$1.92B+40.8%
KeyCorp logo
KeyCorpKEY
$1.12B+14.1%
Greene County Bancorp logo
Greene County BancorpGCBC
$19.74M+30.5%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.19M+10.0%
Home Bancorp logo
Home BancorpHBCP
$35.04M+6.6%

Other financials

Income statement

See full
Revenue$34.4M+15.9%
Net income$11.8M+53.0%
EPS (diluted)$0.86+53.6%

Balance sheet

See full
Cash & equivalents$156.4M+77.3%
Total debt$5.7M-10.4%
Total equity$384.7M+9.7%
Total assets$3.5B+4.7%

Cash flow

See full
Operating cash flow$10.8M+878%
CapEx$209.0K-70.9%
Free cash flow$10.6M+2,651%

Valuation

See full
Market cap$480.79M+42.5%
P/E12×+0.6×
P/S3.7×+0.6×

Profitability

See full
Net margin30.7%+3.8pp
FCF margin31.8%+3.5pp

Returns & leverage

See full
Return on equity10.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Farmers & Merchants Bancorp’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-323955
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Net Interest Income - Before Provision for Credit Losses28,91825,71156,36249,620
Provision for Credit Losses - Loans1736614751,472
Provision for (Recovery) of Credit Losses - Off Balance Sheet Credit Exposures14827154(233)
Net Interest Income - After Provision for Credit Losses28,59725,02355,73348,381
Noninterest Income
Customer service fees5443301,027711
Other service charges and fees1,3011,2062,5842,330
Interchange income1,3471,2592,8602,680

ITEM 1 FINANCIAL STATEMENTS

FAQ

What is Farmers & Merchants Bancorp's net interest income (after provisions)?
Farmers & Merchants Bancorp (FMAO) reported net interest income (after provisions) of $28.6M in Q2 2026.
How has Farmers & Merchants Bancorp's net interest income (after provisions) changed year-over-year?
Farmers & Merchants Bancorp's net interest income (after provisions) increased by 14.3% year-over-year, from $25.02M to $28.6M.
What is the long-term trend for Farmers & Merchants Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Farmers & Merchants Bancorp's net interest income (after provisions) has grown at a 11.5% compound annual growth rate (CAGR), from $66.05M to $102.2M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which represents the bank's estimate of potential future loan defaults. It provides a more accurate view of the bank's bottom-line profitability after accounting for the inherent credit risk in its loan portfolio.

Ask your AI about Farmers & Merchants Bancorp's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude