What does debt issuance cost amortization mean?

Non-cash amortization of capitalized costs incurred to issue debt (underwriting fees, legal costs, SEC filing fees).

Finance of America Companies FOA Debt Issuance Cost Amortization

Debt Issuance Cost Amortization at other companies

Better Home & FinanceBETR

$0-100%

loanDepotLDI

$7.23M+24.5%

PennyMac Financial Services, Inc.PFSI

$8.65M+22.3%

Onity GroupONIT

$9.4M+64.9%

Northrim BanCorpNRIM

$35K—

MeridianMRBK

$32K+3.2%

Other financials

Income statement

See full

Revenue$120.1M-27.5%

Net income$17.5M-42.0%

EPS (diluted)$0.88-63.8%

Balance sheet

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Cash & equivalents$376.6M+49.5%

Total debt$899.3M-10.9%

Total equity$438.1M+10.9%

Total assets$31.3B+5.5%

Cash flow

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Operating cash flow-$130.9M-42.1%

CapEx$461.0K-76.0%

Free cash flow-$132.7M-160%

Valuation

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Market cap$244.7M-4.9%

Enterprise value$767.43M-30.1%

P/E3.4×—

P/S0.5×—

Profitability

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Operating margin-0.5%—

Net margin-858.3%-1,072pp

FCF margin883.8%+882pp

Returns & leverage

See full

Return on equity-58.5%+115pp

Debt / equity2.1×-0.5×

Current ratio0.1×—

Where this comes from

Reported directly by Finance of America Companies in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfFinancingCostsAndDiscounts.

The official record: Finance of America Companies’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Finance of America Companies's debt issuance cost amortization?: Finance of America Companies (FOA) reported debt issuance cost amortization of $4.76M in Q4 2025.
How has Finance of America Companies's debt issuance cost amortization changed year-over-year?: Finance of America Companies's debt issuance cost amortization increased by 534.4% year-over-year, from $749.75K to $4.76M.
What does debt issuance cost amortization mean?: Non-cash amortization of capitalized costs incurred to issue debt (underwriting fees, legal costs, SEC filing fees).