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Finance of America Companies FOA Portfolio Management — Loan servicing expenses

Other segment segments

Retirement Solutions
$0

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Other financials

Income statement

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Revenue$120.1M-27.5%
Net income$17.5M-42.0%
EPS (diluted)$0.88-63.8%

Balance sheet

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Cash & equivalents$376.6M+49.5%
Total debt$899.3M-10.9%
Total equity$438.1M+10.9%
Total assets$31.3B+5.5%

Cash flow

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Operating cash flow-$130.9M-42.1%
CapEx$461.0K-76.0%
Free cash flow-$132.7M-160%

Valuation

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Market cap$244.7M-4.9%
Enterprise value$767.43M-30.1%
P/E3.4×
P/S0.5×

Profitability

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Operating margin-0.5%
Net margin-858.3%-1,072pp
FCF margin883.8%+882pp

Returns & leverage

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Return on equity-58.5%+115pp
Debt / equity2.1×-0.5×
Current ratio0.1×

Where this comes from

Reported directly by Finance of America Companies in its filing.

Tagged under the XBRL concept us-gaap:ExpenseRelatedToDistributionOrServicingAndUnderwritingFees.

The official record: Finance of America Companies’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Finance of America Companies's portfolio management — loan servicing expenses?
Finance of America Companies (FOA) reported portfolio management — loan servicing expenses of $7.45M in Q1 2026.
How has Finance of America Companies's portfolio management — loan servicing expenses changed year-over-year?
Finance of America Companies's portfolio management — loan servicing expenses decreased by 3.8% year-over-year, from $7.74M to $7.45M.
What is the long-term trend for Finance of America Companies's portfolio management — loan servicing expenses?
Over 2 years (2023 to 2025), Finance of America Companies's portfolio management — loan servicing expenses has grown at a 0.7% compound annual growth rate (CAGR), from $30.73M to $31.16M.
What does portfolio management — loan servicing expenses mean?
This metric represents the costs incurred to perform ongoing servicing activities for the loans held within the portfolio, such as payment collection, escrow management, and borrower communication. Efficient servicing is critical to maintaining the value of the mortgage assets and ensuring consistent cash flows. Elevated servicing costs can compress net interest margins and impact the overall profitability of the portfolio.