What does convertible notes payable mean?

The total principal amount of debt instruments that can be converted into common equity at the holder's option. This metric indicates potential future dilution for existing shareholders and the company's strategy for managing capital structure. It provides insight into the cost of debt financing versus the impact of equity issuance.

Finance of America Companies FOA Convertible Notes Payable

Convertible Notes Payable at other companies

Pagaya TechnologiesPGY

$149.42M—

CelcuityCELC

$130M+30.0%

XCF Global, Inc. Class A Common StockSAFX

$100M—

Verb Technology Company, Inc.TONX

$445K+69.2%

EMP

Empery Digital Inc. Common stockEMPD

$18.33K-31.1%

Hannon Armstrong Sustainable Infrastructure CapitalHASI

$400.11M-35.3%

Other financials

Income statement

See full

Revenue$120.1M-27.5%

Net income$17.5M-42.0%

EPS (diluted)$0.88-63.8%

Balance sheet

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Cash & equivalents$376.6M+49.5%

Total debt$899.3M-10.9%

Total equity$438.1M+10.9%

Total assets$31.3B+5.5%

Cash flow

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Operating cash flow-$130.9M-42.1%

CapEx$461.0K-76.0%

Free cash flow-$132.7M-160%

Valuation

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Market cap$244.7M-4.9%

Enterprise value$767.43M-30.1%

P/E3.4×—

P/S0.5×—

Profitability

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Operating margin-0.5%—

Net margin-858.3%-1,072pp

FCF margin883.8%+882pp

Returns & leverage

See full

Return on equity-58.5%+115pp

Debt / equity2.1×-0.5×

Current ratio0.1×—

Where this comes from

Reported directly by Finance of America Companies in its filing.

Tagged under the XBRL concept us-gaap:ConvertibleNotesPayable.

The official record: Finance of America Companies’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Finance of America Companies's convertible notes payable?: Finance of America Companies (FOA) reported convertible notes payable of $36.89M in Q1 2026.
What does convertible notes payable mean?: The total principal amount of debt instruments that can be converted into common equity at the holder's option. This metric indicates potential future dilution for existing shareholders and the company's strategy for managing capital structure. It provides insight into the cost of debt financing versus the impact of equity issuance.