What are Freedom Holding's total assets?

Freedom Holding (FRHC) holds $13.2B in total assets, up 32.7% year over year.

How much debt does Freedom Holding have?

Freedom Holding carries $48.8M in total debt against $1.5B of shareholders' equity, a debt-to-equity ratio of 0.03.

How much cash does Freedom Holding have?

Freedom Holding holds $966.1M in cash and equivalents.

Can Freedom Holding cover its short-term obligations?

Its current ratio is 0.98 — current liabilities exceed current assets.

Where does Freedom Holding's balance sheet data come from?

Every line is extracted from Freedom Holding's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Freedom Holding FRHC Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'26	FY'25	FY'24	FY'23
Cash and cash equivalents	$966.12M-41.3%	$1.64B+63.2%	$1.01B-1.9%	$1.03B+355%
Restricted cash	$1.25B+54.3%	$807.47M+74.5%	$462.64M+3.8%	$445.53M-18.7%
Accounts receivable, net	-$52.37M+16.1%	-$62.45M—	——	-$30.29M—
Trading assets	——	$2.28B-38.3%	$3.69B+52.9%	$2.41B+108%
Securities borrowed	——	$1.44B-47.8%	$2.75B+81.2%	$1.52B+82.1%
Property and equipment, net	$358.4M+87.5%	$191.1M+130%	$83M+53.7%	$54.02M+203%
Operating lease right-of-use assets	$47.58M+19.5%	$39.83M+9.6%	$36.32M+19.7%	$30.35M+308%
Goodwill	$51.1M+4.1%	$49.09M-6.8%	$52.65M+271%	$14.19M+141%
Intangible assets, net	$73.32M+35.3%	$54.19M+13.7%	$47.67M—	——
Deferred tax assets	——	$12.4M—	——	——
Other non-current assets	$264.62M+56.0%	$169.64M+65.6%	$102.41M+39.4%	$73.46M+148%
Available-for-sale securities	$3.34B+18.8%	$2.81B-27.9%	$3.91B+1,534%	$239.05M—
Held-to-maturity securities	——	$65.86M—	——	——
Gross loans	$2.08B+24.4%	$1.67B+17.2%	$1.43B+71.9%	$829.05M—
Allowance for credit losses	——	$75.12M+72.2%	$43.62M+1,462%	$2.79M+71.4%
Total assets	$13.16B+32.7%	$9.92B+19.4%	$8.3B+63.3%	$5.08B+57.4%
Operating lease liabilities, current	$48.84M+20.5%	$40.53M+13.2%	$35.79M+18.1%	$30.32M+304%
Contract liabilities	——	$4.3B—	——	——
Accrued interest	——	$13.39M+60.7%	$8.33M+135%	$3.55M—
Deposits	$7.1B+65.0%	$4.3B+89.3%	$2.27B+18.1%	$1.93B+151%
Noninterest-bearing deposits	——	$2.58B+145%	$1.05B-3.6%	$1.09B—
Federal funds purchased and securities sold under repurchase agreements	$1.02B-27.7%	$1.42B-48.5%	$2.76B+81.7%	$1.52B+80.6%
Unearned premiums	——	$87.19M+45.1%	$60.09M+39.5%	$43.08M+140%
Operating Lease Liabilities (Total)	$48.84M+20.5%	$40.53M+13.2%	$35.79M+18.1%	$30.32M+304%
Other non-current liabilities	$285.25M+120%	$129.74M+59.1%	$81.56M+171%	$30.06M+40.0%
Reserve for insurance claims	——	$376.97M+68.5%	$223.69M+68.0%	$133.15M+35.3%
Total liabilities	$11.67B+34.2%	$8.69B+21.8%	$7.13B+65.4%	$4.31B+60.7%
Preferred stock	$0—	$0—	$0—	$0—
Common stock	$61K0.0%	$61K+1.7%	$60K+1.7%	$59K0.0%
Additional paid-in capital	$314.66M+27.6%	$246.61M+34.2%	$183.79M+12.0%	$164.16M-6.1%
Retained earnings	$1.23B+14.2%	$1.08B+8.0%	$998.74M+54.3%	$647.06M+46.4%
Accumulated other comprehensive income (loss)	-$56.94M+43.3%	-$100.4M-430%	-$18.94M+44.3%	-$34M+46.1%
Noncontrolling interests	$0-100%	$117K-96.5%	$3.31M+151%	-$6.55M+6.4%
Total stockholders' equity	$1.49B+21.6%	$1.22B+5.2%	$1.16B+49.7%	$777.29M+40.4%
Total liabilities and stockholders' equity	$13.16B+32.7%	$9.92B+19.4%	$8.3B+63.3%	$5.08B+57.4%
Commitments and contingencies	$0—	$0—	$0—	$0—
Available-for-Sale Debt Securities - Amortized Cost	——	$477.16M+118%	$218.58M-10.1%	$243.01M+49.3%
Available-for-Sale Debt Securities - Fair Value (Maturing Within 1 Year)	——	$0—	——	——
Allowance for Doubtful Accounts Receivable (Current)	——	$19.26M+60.6%	$11.99M-4.1%	$12.51M+494%
Cash, Cash Equivalents, and Marketable Securities	——	$473.59M—	——	$239.05M+48.1%
Other accounts receivable (net of allowances of $37 in 2026 and $37 in 2025)	$4.69B+41.3%	$3.32B+99.9%	$1.66B+341%	$376.33M+155%
Derivative Collateral Posted (Fair Value)	——	$82.14M-38.4%	$133.38M+328%	$31.17M+56.5%
Other Receivables	$4.69B+41.3%	$3.32B+99.9%	$1.66B+341%	$376.33M+155%
Accumulated Goodwill Impairment Losses	——	$0—	$0-100%	$832K0.0%
Held-to-Maturity Debt Securities - Fair Value	——	$64.95M—	——	——
Held-to-Maturity Debt Securities - Maturing Over 10 Years	——	$53.93M—	——	——
Investments - Amortized Cost Basis	——	$477.16M+118%	$218.58M-10.1%	$243.01M+49.3%
Net Investment in Lease	$47.58M+19.5%	$39.83M+9.6%	$36.32M+19.7%	$30.35M+308%
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$2.08B+30.2%	$1.6B+15.5%	$1.38B+67.2%	$826.26M—
Intangible assets — net	$73.32M+35.3%	$54.19M+13.7%	$47.67M—	——
Insurance contract assets	$36.85M-0.9%	$37.18M+49.2%	$24.92M+80.8%	$13.79M+141%
Operating lease right-of-use assets	$47.58M+19.5%	$39.83M+9.6%	$36.32M+19.7%	$30.35M+308%
Other Assets	$264.62M+56.0%	$169.64M+65.6%	$102.41M+39.4%	$73.46M+148%
Operating Lease Right-of-Use Assets in Other Assets	$47.58M+19.5%	$39.83M+9.6%	$36.32M+19.7%	$30.35M+308%
Liability for Claims and Claims Adjustment Expense	——	$376.97M+68.5%	$223.69M+68.0%	$133.15M+35.3%
Operating Lease Liability Payments - 2024 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2025 (Lessee)	——	——	——	——
Lease Liability Payments - Due Year Two	——	——	——	——
Lease Liability Payments - Due Year Three	——	——	——	——
Lease Liability Payments - Due Year Four	——	——	——	——
Lease Liability Payments - Remainder of Fiscal Year	——	——	——	——
Operating Lease Liability Payments Due	——	——	——	——
Operating Lease Liability - Undiscounted Excess Amount	——	——	——	——
Repurchase Agreements - Gross	$1.02B-27.7%	$1.42B-48.5%	$2.76B+81.7%	$1.52B+80.6%
Debt Maturity - 1 to 5 Years	——	$0—	——	——
Debt Maturity - 5 to 10 Years	——	$38.44M—	——	$34.03M—
Debt Maturity - Over 10 Years	——	$24.79M—	——	$7.54M—
Operating Lease Liability Payments - 2026 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2027 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2028 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2029 (Lessee)	——	——	——	——
Lease Liability Payments - Due After Year Five	——	——	——	——
Operating Lease Liability Payments - Thereafter (Lessee)	——	——	——	——
Unsecured debt	$1.26B+169%	$469.55M+75.7%	$267.25M+345%	$60.03M+74.5%
Total debt	$48.84M+20.5%	$40.53M+13.2%	$35.79M+18.1%	$30.32M+102%
Common Stock Par Value Per Share	——	$0.000.0%	$0.000.0%	$0.000.0%
Common Stock Shares Issued	——	61M+1.1%	60.3M+1.1%	59.7M+0.2%
Convertible Preferred Stock Authorized Shares	——	20M0.0%	20M0.0%	20M0.0%
Convertible Preferred Stock Issued Shares	——	0—	0—	0—
Convertible Preferred Stock Outstanding Shares	——	0—	0—	0—
Cumulative Gross Losses and Impairments	——	$0—	$0-100%	$832K0.0%
Cumulative Gross Unrealized Gains	——	$332K—	——	——
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$61K0.0%	$61K+1.7%	$60K+1.7%	$59K0.0%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—
Preferred Stock Par Value Per Share	——	$0.000.0%	$0.000.0%	$0.000.0%
G-SIB Surcharge	——	$1.62B+98.2%	$819.27M—	——
Share-Based Payment Award Options Outstanding - Number	——	1.2M+22.8%	983.2K+111%	467.1K-55.5%
Share-Based Payment - Unrecognized Cost of Nonvested Awards	——	——	——	——
Cumulative Cost Basis	——	$477.16M+118%	$218.58M-10.1%	$243.01M+49.3%
Accounts Receivable, Allowance for Credit Loss	——	$19.26M+60.6%	$11.99M-4.1%	$12.51M+494%
Allowance for Restricted Cash	——	$15.15M0.0%	$15.15M+51.6%	$9.99M—
Assets Net	——	$1.21B+4.1%	$1.17B+51.4%	$770.74M+41.0%
Total	——	$477.16M+118%	$218.58M-10.1%	$243.01M+49.3%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	——	$38.44M—	——	$34.03M—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	——	$258.47M—	——	$118.53M—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	——	$24.79M—	——	$7.54M—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	——	$151.89M—	——	$78.95M—
Available for sale investments	——	$473.59M+119%	$216.62M-9.4%	$239.05M+48.1%
Bank guarantees	——	$15.04M+66.9%	$9.01M+28.7%	$7M+9.7%
Retained earnings	——	$787.23M-4.5%	$824.38M—	——
Cash and Cash Equivalents, Allowance for Credit Loss	——	$382K-17.3%	$462K—	$0—
Collateral received, fair value	——	$6.38B+126%	$2.82B+99.2%	$1.42B+31,893%
Common stock, par value (in dollars per share)	——	$00.0%	$00.0%	$00.0%
Common stock, shares authorized (in shares)	——	$500M0.0%	$500M0.0%	$500M0.0%
Common stock, shares issued (in shares)	——	$60.99M+1.1%	$60.32M+1.1%	$59.66M+0.2%
Common Stock, Shares, Outstanding	——	$60.99M+1.1%	$60.32M+1.1%	$59.66M+0.2%
Contract with Customer, Liability	——	$4.3B—	——	——
Debt securities	$3.34B+18.8%	$2.81B-27.9%	$3.91B—	——
Unrealized gain/(loss) accumulated in other comprehensive income/(loss) including foreign currency translation adjustments, net	——	-$3.16M—	——	——
Debt Securities, Available-for-Sale, Allowance for Credit Loss	——	$406K-1.7%	$413K—	——
Derivative asset fair value of collateral	——	$82.14M-38.4%	$133.38M+328%	$31.17M+56.5%
Unrecognized share-based compensation costs for non-vested restricted stock awards, net of expected forfeitures	——	——	——	——
Excess Capital	——	$1.18B+106%	$573.34M—	——
Prior	——	$0—	$0—	——
Amortized cost	——	$0—	$0—	——
Year one	——	$744.91M-7.3%	$803.43M—	——
Year four	——	$30.65M—	$0—	——
Year five	——	$0—	$0—	——
Year two	——	$463.59M-20.2%	$580.6M—	——
Year three	——	$431.41M+944%	$41.31M—	——
Goodwill, Gross	——	$49.09M-6.8%	$52.65M+250%	$15.02M+123%
Goodwill accumulated impairment losses	——	$0—	$0-100%	$832K0.0%
Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss	——	$1.24M—	——	——
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	——	$332K—	——	——
5-10 years	——	$11.93M—	——	——
1-5 years	——	$0—	——	——
After 10 years	——	$53.93M—	——	——
Within 1 year	——	$0—	——	——
Insurance and reinsurance payables:	——	$17.37M+29.7%	$13.4M+114%	$6.28M+105%
Insurance And Reinsurance Receivable, Allowance For Credit Losses	——	$2.43M+133%	$1.05M-21.1%	$1.33M+286%
Insurance And Reinsurance Receivable, Net	——	$26.74M+65.8%	$16.12M+60.9%	$10.02M+154%
Insurance contract liabilities	$653.91M+38.4%	$472.43M+59.0%	$297.18M+62.8%	$182.5M+49.5%
Interest payable accrued on securities purchased under reverse repurchase agreements	——	$4.8M-58.9%	$11.68M-53.6%	$25.18M—
Interest accrued on securities purchased under reverse repurchase agreements	——	$5K-95.3%	$106K+864%	$11K—
Lending Related Commitments Outstanding	——	$59.28M-72.6%	$216.53M+684%	$27.62M+56.2%
Lessee Operating Lease Liability Payments Due	——	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	——	——	——	——
Liability for Unpaid Claims and Claims Adjustment Expense, Net	——	$373.55M+70.1%	$219.66M—	——
Margin lending and trade payables	$689.64M-47.8%	$1.32B+52.4%	$867.88M+606%	$122.9M+173%
Margin loans, fair value of collateral	——	$4.52B+88.4%	$2.4B+1,356%	$164.86M—
Noncontrolling interests in subsidiaries	$0-100%	$117K-96.5%	$3.31M+151%	-$6.55M+6.4%
Long-Lived Assets	——	$230.93M—	——	——
Number of issuers	——	20.0%	20.0%	20.0%
Total subsidiaries	——	——	——	——
Operating Lease Weighted Average Discount Rate Percent	——	——	——	——
Liability arising from continuing involvement	$554.59M+10.1%	$503.71M-3.5%	$521.89M+18.4%	$440.81M+6,737%
Other receivables	——	$3.32B+99.9%	$1.66B+341%	$376.33M+155%
Preferred Stock, Par or Stated Value Per Share	——	$00.0%	$00.0%	$00.0%
Preferred Stock, Shares Authorized	——	$20M0.0%	$20M0.0%	$20M0.0%
Preferred Stock, Shares Issued	——	$0—	$0—	$0—
Preferred Stock, Shares Outstanding	——	$0—	$0—	$0—
Reinsurance recoverable on unpaid losses and loss expenses	——	$3.42M-15.2%	$4.03M—	——
Reserves for claims and claims’ adjustment expenses, reinsurers’ share	——	$3.42M-15.2%	$4.03M+190%	$1.39M-14.2%
Securities Borrowed, Fair Value of Collateral	——	$1.44B-47.8%	$2.75B+81.2%	$1.52B+82.1%
Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Outstanding Number	——	$1.21M+22.8%	$983.21K+111%	$467.06K-55.5%
Future minimum lease payments for short-term leases	——	——	$152K—	——
Unearned premium reserve, reinsurers’ share	——	$7.03M+47.3%	$4.77M+101%	$2.38M+1,564%
Unused commitments under lines of credits and guarantees	——	$44.24M-78.7%	$207.52M+907%	$20.62M+82.6%
Weighted Average Fair Value, Beginning Balance	——	$97.75M+69.7%	$57.6M+219%	$18.04M-55.3%
Regulatory Capital Requirement	——	$441.09M+79.4%	$245.94M—	——

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Questions, answered.

What are Freedom Holding's total assets?: Freedom Holding (FRHC) holds $13.2B in total assets, up 32.7% year over year.
How much debt does Freedom Holding have?: Freedom Holding carries $48.8M in total debt against $1.5B of shareholders' equity, a debt-to-equity ratio of 0.03.
How much cash does Freedom Holding have?: Freedom Holding holds $966.1M in cash and equivalents.
Can Freedom Holding cover its short-term obligations?: Its current ratio is 0.98 — current liabilities exceed current assets.
Where does Freedom Holding's balance sheet data come from?: Every line is extracted from Freedom Holding's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.