What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

First Merchants Corporation FRME Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

Fifth Third BankFITB

$227M+30.5%

Customers BancorpCUBI

$400K-66.7%

Enterprise Financial ServicesEFSC

$7.24M+39.7%

Northwest BancsharesNWBI

$4.37M-44.8%

Huntington BancsharesHBAN

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Other financials

Income statement

See full

Revenue$157.1M-2.0%

Net income$28.2M-49.1%

EPS (diluted)$0.45-52.1%

Balance sheet

See full

Cash & equivalents$98.1M+13.9%

Total debt$1.6B+22.5%

Total equity$2.7B+14.6%

Total assets$21.1B+14.3%

Cash flow

See full

Operating cash flow$58.6M-5.0%

Valuation

See full

Market cap$2.64B+3.7%

Enterprise value$4.19B+10.4%

P/E13.3×+1.1×

P/S4×+0.1×

Profitability

See full

Net margin30.1%-1.8pp

Returns & leverage

See full

Return on equity7.9%-1.2pp

Debt / equity0.6×0.0×

Where this comes from

Reported directly by First Merchants Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: First Merchants Corporation’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Merchants Corporation's provision for credit losses?: First Merchants Corporation (FRME) reported provision for credit losses of $4.9M in Q1 2026.
How has First Merchants Corporation's provision for credit losses changed year-over-year?: First Merchants Corporation's provision for credit losses increased by 16.7% year-over-year, from $4.2M to $4.9M.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.