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Primis Financial Corp. FRST Gain (Loss) on Sales of Consumer Loans

Gain (Loss) on Sales of Consumer Loans at other companies

Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
$1.39M-7.1%
Simmons First National logo
Simmons First NationalSFNC
$0+100%
Alerus Financial Corporation logo
Alerus Financial CorporationALRS
$520K
SBC
Seacoast Banking Corporation of FloridaSBCF
$1.73M-13.3%
Republic Bancorp logo
Republic BancorpRBCAA
$3.77M+23.5%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$567K

Other financials

Income statement

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Revenue$45.6M-22.3%
Net income$7.3M-67.7%
EPS (diluted)$0.30-67.4%

Balance sheet

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Cash & equivalents$159.9M+180%
Total debt$290.8M+2,399%
Total equity$422.9M+20.2%
Total assets$4.3B+15.1%

Cash flow

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Operating cash flow-$54.4M-258%
CapEx$204.0K-52.9%
Free cash flow-$54.6M-2,516%

Valuation

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Market cap$407.26M+49.6%
Enterprise value$538.21M+191%
P/E8.8×-82.9×
P/S1.9×+0.4×

Profitability

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Net margin21.9%+19.6pp
FCF margin-22.7%

Returns & leverage

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Return on equity15.9%+13.0pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Primis Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfConsumerLoans.

The official record: Primis Financial Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Primis Financial Corp.'s gain (loss) on sales of consumer loans?
Primis Financial Corp. (FRST) reported gain (loss) on sales of consumer loans of $567K in Q1 2026.
What is the long-term trend for Primis Financial Corp.'s gain (loss) on sales of consumer loans?
Over 2 years (2023 to 2025), Primis Financial Corp.'s gain (loss) on sales of consumer loans has grown at a 58.8% compound annual growth rate (CAGR), from $765K to $1.93M.
What does gain (loss) on sales of consumer loans mean?
Reflects the net financial impact of selling consumer loan portfolios to external buyers. It serves as a measure of the bank's ability to manage its balance sheet liquidity and generate gains from the active management of its consumer credit exposure.