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First Seacoast Bancorp FSEA NH — Operating Loss Carryforwards Valuation Allowance

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Other financials

Income statement

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Revenue$3.9M+11.2%
Net income-$508.0K+15.8%
EPS (diluted)-$0.12+14.3%

Balance sheet

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Total debt$7.7M+8.2%
Total equity$62.6M+2.3%
Total assets$588.8M-0.6%

Cash flow

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Operating cash flow$547.0K-4.5%
CapEx$346.0K+1,016%
Free cash flow$201.0K-62.9%

Valuation

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Market cap$79.1M+49.2%
P/S+1.2×

Profitability

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Net margin-4.7%-5.0pp
FCF margin-18.3%

Returns & leverage

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Return on equity-1.2%-1.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Seacoast Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingLossCarryforwardsValuationAllowance.

The official record: First Seacoast Bancorp’s 10-K, filed March 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Seacoast Bancorp's NH — operating loss carryforwards valuation allowance?
First Seacoast Bancorp (FSEA) reported NH — operating loss carryforwards valuation allowance of $729K in Q4 2025.
What does NH — operating loss carryforwards valuation allowance mean?
Represents the portion of the New Hampshire segment's net operating loss carryforwards that management believes is more likely than not to remain unrealized. A high valuation allowance indicates management's skepticism regarding the ability to generate sufficient future taxable income in this region to utilize the tax assets. This serves as a key indicator of the bank's outlook on regional economic recovery and profitability.