First Seacoast Bancorp FSEA Retention of mortgage servicing rights from loan sales

Retention of mortgage servicing rights from loan sales at other companies

SPF

South Plains Financial, Inc.SPFI

$320K+60.8%

Redwood TrustRWT

$1.69M—

Nicolet BanksharesNIC

$1.24M+142%

Associated Banc-CorpASB

$2.25M+66.9%

FS Bancorp, Inc.FSBW

$866K+181%

Arbor Realty TrustABR

$9.66M+18.8%

Other financials

Income statement

See full

Revenue$3.9M+11.2%

Net income-$508.0K+15.8%

EPS (diluted)-$0.12+14.3%

Balance sheet

See full

Total debt$7.7M+8.2%

Total equity$62.6M+2.3%

Total assets$588.8M-0.6%

Cash flow

See full

Operating cash flow$547.0K-4.5%

CapEx$346.0K+1,016%

Free cash flow$201.0K-62.9%

Valuation

See full

Market cap$79.1M+49.1%

P/S5×+1.2×

Profitability

See full

Net margin-4.7%-5.0pp

FCF margin-18.3%—

Returns & leverage

See full

Return on equity-1.2%-1.3pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Seacoast Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ServicingAssetAtFairValueAdditions.

The official record: First Seacoast Bancorp’s 10-K, filed March 20, 2026, on SEC EDGAR. View the filing →

Ask your AI about First Seacoast Bancorp's retention of mortgage servicing rights from loan sales.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is First Seacoast Bancorp's retention of mortgage servicing rights from loan sales?: First Seacoast Bancorp (FSEA) reported retention of mortgage servicing rights from loan sales of $6K in Q4 2025.
What does retention of mortgage servicing rights from loan sales mean?: Represents the initial recognition or increase in the fair value of mortgage servicing rights (MSRs) acquired through the sale of loans with servicing retained. This metric reflects the bank's strategy for generating long-term fee income from the loan origination pipeline.