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First United FUNC EPS (Basic)

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Other financials

Income statement

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Revenue$23.9M+9.9%
Net income$5.7M-5.3%
EPS (diluted)$0.88-4.3%

Balance sheet

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Cash & equivalents$85.2M+7.7%
Total debt$101.2M-41.6%
Total equity$212.4M+11.1%
Total assets$2.1B+3.7%

Cash flow

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Operating cash flow$4.8M+383%
CapEx$146.0K-49.5%
Free cash flow$4.7M+560%

Valuation

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Market cap$292.36M+40.2%
Enterprise value$308.34M+1.9%
P/E11.7×+2.9×
P/S3.1×+0.6×

Profitability

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Net margin26.8%-1.5pp
FCF margin27.9%+7.7pp

Returns & leverage

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Return on equity12.4%-0.9pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:EarningsPerShareBasic.

The source filing: First United’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092127
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025
Income before income tax expense$7,398$7,959
Provision for income tax expense1,7311,975
Net Income$5,667$5,984
Basic net income per share$0.88$0.92
Diluted net income per share$0.88$0.92
Weighted average number of basic shares outstanding6,4516,489
Weighted average number of diluted shares outstanding6,4616,506
Dividends declared per share$0.26$0.22

Item 1. Financial Statements June 30, 2026 (unaudited); December 31, 2025 (audited)

FAQ

What is First United's EPS (basic)?
First United (FUNC) reported EPS (basic) of $0.88 in Q2 2026.
How has First United's EPS (basic) changed year-over-year?
First United's EPS (basic) decreased by 4.3% year-over-year, from $0.92 to $0.88.
What is the long-term trend for First United's EPS (basic)?
Over 4 years (2021 to 2025), First United's EPS (basic) has grown at a 6.4% compound annual growth rate (CAGR), from $2.95 to $3.78.
What does EPS (basic) mean?
Net income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Does not account for dilutive securities.

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