Where do First United's ratios come from?

Every ratio is computed from First United's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

First United FUNC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	27.8%+0.2pp	27.6%-1.3pp	28.9%+0.6pp	28.4%+0.7pp	27.6%+1.9pp
Returns
Return on equity	13%+0.2pp	12.8%-0.6pp	13.4%0.0pp	13.4%+0.4pp	13%+0.9pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.3×-0.3×	0.6×0.0×	0.6×-0.3×	0.9×+0.1×	0.8×-0.3×
Per Share
Book value per share	$31.61+1.0%	$31.31+2.3%	$30.59+4.1%	$29.38+3.8%	$28.30+3.2%
Valuation
Market capitalization	$284.36M+49.5%	$243.24M+1.9%	$238.81M+25.9%	$189.69M-2.4%	$194.33M-10.9%
Price / earnings	11.2×+3.2×	9.9×+0.3×	9.6×+1.6×	8×-0.6×	8.6×-2.0×
Price / sales	3.1×+0.8×	2.7×0.0×	2.8×+0.5×	2.3×-0.1×	2.4×-0.4×
Price / book	1.4×+0.4×	1.2×0.0×	1.2×+0.2×	1×-0.1×	1.1×-0.2×
Dividend yield	2.2%-0.7pp	2.5%+0.1pp	2.4%-0.5pp	2.9%+0.1pp	2.8%+0.4pp

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Where do First United's ratios come from?: Every ratio is computed from First United's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.