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First National Corp. FXNC Accretion Amortization Of Discounts And Premiums On Time Deposits

Accretion Amortization Of Discounts And Premiums On Time Deposits at other companies

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Other financials

Income statement

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Revenue$3.3M+0.3%
Net income$4.9M+206%

Balance sheet

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Cash & equivalents$187.8M-8.8%
Total debt$1.8M-9.0%
Total equity$188.6M+11.8%
Total assets$2.1B+2.1%

Cash flow

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Operating cash flow$6.4M+81.6%
CapEx$488.0K+1.0%
Free cash flow$5.9M+94.3%

Valuation

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Market cap$271.41M+59.5%
P/E12.9×
P/S19×+8.2×

Profitability

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Net margin146.8%
FCF margin166.5%+110pp

Returns & leverage

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Return on equity11.8%
Debt / equity0.0×

Where this comes from

Reported directly by First National Corp. in its filing.

Tagged under the XBRL concept fxnc:AccretionAmortizationOfDiscountsAndPremiumsOnTimeDeposits.

The official record: First National Corp.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First National Corp.'s accretion amortization of discounts and premiums on time deposits?
First National Corp. (FXNC) reported accretion amortization of discounts and premiums on time deposits of -$10K in Q1 2026.
How has First National Corp.'s accretion amortization of discounts and premiums on time deposits changed year-over-year?
First National Corp.'s accretion amortization of discounts and premiums on time deposits increased by 97.7% year-over-year, from -$443K to -$10K.
What is the long-term trend for First National Corp.'s accretion amortization of discounts and premiums on time deposits?
Over 4 years (2021 to 2025), First National Corp.'s accretion amortization of discounts and premiums on time deposits has grown at a 39.2% compound annual growth rate (CAGR), from -$179K to -$673K.
What does accretion amortization of discounts and premiums on time deposits mean?
Measures the non-cash adjustment to interest expense resulting from the accretion of discounts or amortization of premiums on time deposits. This metric reflects the difference between the contractual interest rate and the effective yield of deposit liabilities. It provides insight into the bank's cost of funds and the impact of interest rate environments on deposit accounting.