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Virginia National Bankshares Corporation VABK Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
National Bankshares logo
National BanksharesNKSH
-$236K+14.2%
First National Corp. logo
First National Corp.FXNC
$295K+251%
C&F Financial logo
C&F FinancialCFFI
$162K+910%
BV Financial, Inc. logo
BV Financial, Inc.BVFL
$10K-95.7%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
-$6K+87.8%

Other financials

Income statement

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Revenue$14.4M+2.4%
Net income$5.3M+17.2%
EPS (diluted)$0.97+16.9%

Balance sheet

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Total debt$25.8M+3.2%
Total equity$186.5M+11.8%
Total assets$1.6B+0.9%

Cash flow

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Operating cash flow$7.2M+246%
CapEx$207.0K-20.1%
Free cash flow$7.0M+284%

Valuation

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Market cap$240.65M+20.8%
P/E12×+0.9×
P/S4.2×+0.6×

Profitability

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Net margin34.6%+2.1pp
FCF margin44.8%+20.7pp

Returns & leverage

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Return on equity11.3%+0.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Virginia National Bankshares Corporation in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Virginia National Bankshares Corporation’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virginia National Bankshares Corporation's accretion (amortization) of discounts and premiums, investments?
Virginia National Bankshares Corporation (VABK) reported accretion (amortization) of discounts and premiums, investments of -$191K in Q1 2026.
How has Virginia National Bankshares Corporation's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Virginia National Bankshares Corporation's accretion (amortization) of discounts and premiums, investments increased by 4.5% year-over-year, from -$200K to -$191K.
What is the long-term trend for Virginia National Bankshares Corporation's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Virginia National Bankshares Corporation's accretion (amortization) of discounts and premiums, investments has grown at a -15.0% compound annual growth rate (CAGR), from -$1.54M to -$805K.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities held by the bank. It aligns the effective yield of the investment portfolio with the contractual interest received over time. This metric is essential for understanding the true economic yield of the bank's investment portfolio.