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First National Corp. FXNC Provision for credit losses, Held-to-maturity

Provision for credit losses, Held-to-maturity at other companies

BSR
Sierra BancorpBSRR
-$1K
First National Corp. logo
First National Corp.FXNC
-$3K0.0%
Greene County Bancorp logo
Greene County BancorpGCBC
-$66K-288%
Greene County Bancorp logo
Greene County BancorpGCBC
$550K+30.3%
Ohio Valley Banc Corp logo
Ohio Valley Banc CorpOVBC
$1K0.0%
Landmark Bancorp logo
Landmark BancorpLARK
$91K0.0%

Other financials

Income statement

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Revenue$3.3M+0.3%
Net income$4.9M+206%

Balance sheet

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Cash & equivalents$187.8M-8.8%
Total debt$1.8M-9.0%
Total equity$188.6M+11.8%
Total assets$2.1B+2.1%

Cash flow

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Operating cash flow$6.4M+81.6%
CapEx$488.0K+1.0%
Free cash flow$5.9M+94.3%

Valuation

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Market cap$271.41M+59.6%
P/E12.9×
P/S19×+8.2×

Profitability

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Net margin146.8%
FCF margin166.5%+110pp

Returns & leverage

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Return on equity11.8%
Debt / equity0.0×

Where this comes from

Reported directly by First National Corp. in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal.

The official record: First National Corp.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First National Corp.'s provision for credit losses, held-to-maturity?
First National Corp. (FXNC) reported provision for credit losses, held-to-maturity of -$3K in Q4 2025.
How has First National Corp.'s provision for credit losses, held-to-maturity changed year-over-year?
First National Corp.'s provision for credit losses, held-to-maturity decreased by 0.0% year-over-year, from -$3K to -$3K.
What does provision for credit losses, held-to-maturity mean?
Measures the credit loss expense or reversal recognized for debt securities classified as held-to-maturity. This metric indicates the bank's assessment of credit impairment within its investment portfolio that is intended to be held until the maturity date. It is a critical measure of the credit quality of the bank's long-term investment assets.