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German American Bancorp GABC Q1 2026 earnings

Reported April 27, 2026 · Before market open

Revenue$97.4MBeat by $1.6M
EPS$0.88Miss by $0.02
Revenue estimate$95.8M
EPS estimate$0.90

Next report

Oct 26, 2026 (in a month)
Revenue estimate$102.6M
EPS estimate$1.00

Financials

Q1 2026

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation & ratios

Valuation

as of 03/31/26
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Market cap$1.57B+11.9%
Enterprise value$1.45B+50.2%
P/E11.6×-7.0×
P/S4.2×-0.9×

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Return on equity12.2%+3.3pp
Debt / equity0×0.0×

Segments

By product

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Interchange Fee Income$4.8M+8.0%
Wealth Management Fees$4.5M+17.5%
Service Charges on Deposit Accounts$3.8M+9.8%
Other operating income, safe deposit box rentals and other non-interest related fees$385.0K+43.1%

FAQ

When did German American Bancorp report Q1 2026 earnings?
German American Bancorp (GABC) reported Q1 2026 earnings on April 27, 2026 before market open.
What were German American Bancorp's Q1 2026 revenue and EPS?
German American Bancorp reported revenue of $97.4M and eps of $0.88 for Q1 2026.
Did German American Bancorp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $95.8M by $1.6M. EPS missed the consensus estimate of $0.90 by $0.02.
How did German American Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 19.7% from $81.4M a year earlier and eps grew 11.4% from $0.79.
Where can I find German American Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000714395-26-000016) and the 10-Q periodic report (0000714395-26-000027) directly on SEC EDGAR. The filing index links above go to sec.gov.