Skip to content
Screener

German American Bancorp GABC Q2 2026 earnings

Reported July 27, 2026 · After market close

Revenue$101.3MBeat by $2.1M
EPS$1.02Beat by $0.10
Revenue estimate$99.2M
EPS estimate$0.92

Next report

Oct 26, 2026 (in a month)
Revenue estimate$102.6M
EPS estimate$1.00

Financials

Q2 2026

Income statement

See full
Revenue$100.0M+11.2%
Net income$38.2M+21.7%
EPS (diluted)$1.02+21.4%

Balance sheet

See full
Cash & equivalents$94.2M-53.0%
Total debt$7.1M+14.1%
Total equity$1.2B+13.3%
Total assets$8.4B+1.9%

Cash flow

See full
Operating cash flow$58.1M+116%
CapEx$2.9M+280%
Free cash flow$55.3M+111%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$1.87B+23.4%
Enterprise value$1.79B+34.9%
P/E13.2×-4.4×
P/S4.9×-0.2×

Profitability

See full
Net margin36.8%+8.0pp
FCF margin47.2%+9.1pp

Returns & leverage

See full
Return on equity12.5%+2.7pp
Debt / equity0×0.0×

Segments

By product

See full
Interchange Fee Income$5.3M+5.4%
Wealth Management Fees$5.0M+20.3%
Service Charges on Deposit Accounts$4.0M+7.4%
Other operating income, safe deposit box rentals and other non-interest related fees$381.0K+16.9%

FAQ

When did German American Bancorp report Q2 2026 earnings?
German American Bancorp (GABC) reported Q2 2026 earnings on July 27, 2026 after market close.
What were German American Bancorp's Q2 2026 revenue and EPS?
German American Bancorp reported revenue of $101.3M and eps of $1.02 for Q2 2026.
Did German American Bancorp beat estimates in Q2 2026?
Revenue beat the consensus estimate of $99.2M by $2.1M. EPS beat the consensus estimate of $0.92 by $0.10.
How did German American Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.7% from $89.9M a year earlier and eps grew 18.6% from $0.86.
Where can I find German American Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000714395-26-000030) and the 10-Q periodic report (0000714395-26-000032) directly on SEC EDGAR. The filing index links above go to sec.gov.