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German American Bancorp GABC Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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Other financials

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation

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Market cap$1.75B+11.9%

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Return on equity12.2%+3.3pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's bank owned life insurance?
German American Bancorp (GABC) reported bank owned life insurance of $110.21M in Q1 2026.
How has German American Bancorp's bank owned life insurance changed year-over-year?
German American Bancorp's bank owned life insurance increased by 2.1% year-over-year, from $107.95M to $110.21M.
What is the long-term trend for German American Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), German American Bancorp's bank owned life insurance has grown at a 9.6% compound annual growth rate (CAGR), from $69.25M to $109.59M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of key employees or officers. The bank acts as the beneficiary, and the policy provides a tax-advantaged method to offset the costs of employee benefit programs. It is a long-term asset that contributes to non-interest income through periodic increases in cash surrender value.