Skip to content

Greene County Bancorp GCBC Deferred Tax Assets Allowance For Credit Losses On Unfunded Commitments

Deferred Tax Assets Allowance For Credit Losses On Unfunded Commitments at other companies

National Bank Holdings logo
National Bank HoldingsNBHC
$20.76M-7.6%
ACNB logo
ACNBACNB
$406K+28.9%
National Bank Holdings logo
National Bank HoldingsNBHC
$335K-16.5%
Tompkins Financial logo
Tompkins FinancialTMP
$14.79M+0.4%
Wintrust Financial logo
Wintrust FinancialWTFC
$119.73M+5.3%
JAN
Janus Living JAN
-$53K-200%

Other financials

Income statement

See full
Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

See full
Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

See full
Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

See full
Market cap$518.43M+38.7%
Enterprise value$454.43M+73.2%
P/E13.3×+0.2×
P/S5.9×+0.7×

Profitability

See full
Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

See full
Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept gcbc:DeferredTaxAssetsAllowanceForCreditLossesOnUnfundedCommitments.

The official record: Greene County Bancorp’s 10-K, filed September 5, 2025, on SEC EDGAR. View the filing →

Ask your AI about Greene County Bancorp's deferred tax assets allowance for credit losses on unfunded commitments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Greene County Bancorp's deferred tax assets allowance for credit losses on unfunded commitments?
Greene County Bancorp (GCBC) reported deferred tax assets allowance for credit losses on unfunded commitments of $474K in Q2 2025.
What does deferred tax assets allowance for credit losses on unfunded commitments mean?
This metric represents the tax benefit associated with the allowance for credit losses on unfunded loan commitments that has been recognized for financial reporting but not yet for tax purposes. It reflects the timing difference between accounting provisions for potential loan defaults and the actual tax deductibility of those losses. Investors monitor this to understand the tax impact of the bank's credit risk management practices.