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Greene County Bancorp GCBC Effective Income Tax Rate Reconciliation Tax Exempt Income

Effective Income Tax Rate Reconciliation Tax Exempt Income at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
2.1%-0.4pp
First Merchants Corporation logo
First Merchants CorporationFRME

Other financials

Income statement

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Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

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Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$518.43M+38.7%
Enterprise value$454.43M+73.2%
P/E13.3×+0.2×
P/S5.9×+0.7×

Profitability

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Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome.

The official record: Greene County Bancorp’s 10-K, filed September 5, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Greene County Bancorp's effective income tax rate reconciliation tax exempt income?
Greene County Bancorp (GCBC) reported effective income tax rate reconciliation tax exempt income of 11.7% in Q2 2025.
What does effective income tax rate reconciliation tax exempt income mean?
This metric represents the impact of tax-exempt income on the company's effective tax rate compared to the statutory federal rate. It highlights the benefit derived from holding tax-advantaged assets, such as municipal securities, which reduce the overall tax burden. Investors use this to assess the tax efficiency of the company's investment portfolio.