Green Dot GDOT Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | -3.3%— | -4.8%— | —— | —— | —— | |
| EBITDA margin | 4.2%-0.7pp | 3.9%+1.5pp | 4.9%+1.7pp | 6.6%+3.7pp | 4.9%+0.2pp | |
| Returns | ||||||
| Return on equity | -7.5%— | -11.2%— | —— | —— | —— | |
| Return on assets | -1.1%— | -1.7%— | —— | —— | —— | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Liquidity | ||||||
| Current ratio | 0.5×-0.1× | 0.5×0.0× | 0.5×0.0× | 0.7×+0.2× | 0.6×+0.1× | |
| Quick ratio | 0.5×-0.1× | 0.5×0.0× | 0.5×0.0× | 0.7×+0.2× | 0.6×+0.1× | |
| Cash ratio | 0.3×-0.1× | 0.3×-0.1× | 0.3×0.0× | 0.5×+0.2× | 0.4×+0.1× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×+0.1× | 0.1×+0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -17.3×+1.7× | -16.9×+20.9× | -16.1×+11.6× | -17.7×+10.8× | -19×-3.7× | |
| Per Share | ||||||
| Book value per share | $16.21-5.4% | $16.16-1.0% | $16.49-5.0% | $16.70+2.6% | $17.14+4.9% | |
| Valuation | ||||||
| Market capitalization | $767.48M+46.6% | $711.58M+24.3% | $743.92M+18.3% | $575.26M+14.4% | $457.7M-7.1% | |
| Enterprise value | -$813.41M-30.8% | -$644.69M+32.9% | -$826.85M-6.5% | -$1.66B-105% | -$1.24B-100% | |
| Price / sales | 0.4×+0.1× | 0.3×0.0× | 0.4×0.0× | 0.3×0.0× | 0.3×-0.1× | |
| Price / book | 0.8×+0.3× | 0.8×+0.1× | 0.8×+0.1× | 0.6×0.0× | 0.5×-0.1× | |
| EV / EBITDA | -8.9×+4.2× | -8×+15.6× | -8.5×+6.8× | -13.1×+4.4× | -13.9×-5.3× | |
| EV / sales | -0.4×+0.3× | -0.3×+0.2× | -0.4×+0.1× | -0.9×-0.4× | -0.7×-0.3× | |
| Earnings yield | -9.2%— | -13.9%— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Green Dot's ratios come from?
- Every ratio is computed from Green Dot's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
