Green Dot GDOT Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | -4.8%— | —— | —— | 4.4%— | |
| EBITDA margin | 3.9%+1.5pp | 2.4%-5.0pp | 7.4%-3.1pp | 10.4%— | |
| Returns | |||||
| Return on equity | -11.2%— | —— | —— | 6.9%— | |
| Return on assets | -1.7%— | —— | —— | 1.3%— | |
| Efficiency | |||||
| Asset turnover | 0.4×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Liquidity | |||||
| Current ratio | 0.5×0.0× | 0.5×+0.1× | 0.4×0.0× | 0.4×-0.1× | |
| Quick ratio | 0.5×0.0× | 0.5×+0.1× | 0.4×0.0× | 0.4×-0.1× | |
| Cash ratio | 0.3×-0.1× | 0.4×+0.2× | 0.2×0.0× | 0.2×-0.2× | |
| Leverage | |||||
| Debt-to-equity | 0.1×0.0× | 0.1×+0.1× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -16.9×+20.9× | -37.8×-31.7× | -6.1×-0.8× | -5.3×— | |
| Per Share | |||||
| Book value per share | $16.16-1.0% | $16.32-0.3% | $16.37+12.8% | $14.51-25.2% | |
| Valuation | |||||
| Market capitalization | $759.55M+45.0% | $572.29M+10.2% | $519.28M-37.6% | $831.64M-58.0% | |
| Enterprise value | -$821.34M-30.1% | -$960.56M-512% | -$156.93M-701% | $26.11M-96.1% | |
| Price / sales | 0.4×+0.1× | 0.3×0.0× | 0.3×-0.2× | 0.6×-0.8× | |
| Price / book | 0.8×+0.3× | 0.7×+0.1× | 0.6×-0.5× | 1.1×-0.8× | |
| EV / EBITDA | -9×+4.2× | -23.7×-22.3× | -1.4×-1.6× | 0.2×— | |
| EV / sales | -0.4×+0.3× | -0.6×-0.5× | -0.1×-0.1× | 0×-0.5× | |
| Earnings yield | -9.3%— | —— | —— | 7.7%— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Green Dot's ratios come from?
- Every ratio is computed from Green Dot's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
