What is Great Southern Bancorp's allowance for credit losses?

Great Southern Bancorp (GSBC) reported allowance for credit losses of $0 in Q1 2026.

What is the long-term trend for Great Southern Bancorp's allowance for credit losses?

Over 5 years (2020 to 2025), Great Southern Bancorp's allowance for credit losses has grown at a -25.0% compound annual growth rate (CAGR), from $67.3M to $15.94M.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Great Southern Bancorp GSBC Allowance for credit losses

Allowance for credit losses at other companies

Commerce BancsharesCBSH

$198.61M+18.9%

Fifth Third BankFITB

$2.92B+22.6%

U.S. BancorpUSB

$7.65B+0.8%

SMB

SmartFinancialSMBK

$43.95M+15.1%

Five Star BancorpFSBC

$46.44M+18.4%

SouthStateSSB

$585.88M-6.1%

Other financials

Income statement

See full

Revenue$55.4M-1.0%

Net income$17.5M+1.8%

EPS (diluted)$1.58+7.5%

Balance sheet

See full

Cash & equivalents$101.4M-4.6%

Total debt$4.0M-37.7%

Total equity$633.6M+3.3%

Total assets$5.7B-5.1%

Cash flow

See full

Operating cash flow$21.2M+41.2%

CapEx$1.3M-32.6%

Free cash flow$19.9M+52.1%

Valuation

See full

Market cap$833.77M+30.6%

Enterprise value$736.32M+36.8%

P/E11.7×+2.0×

P/S3.7×+0.8×

Profitability

See full

Net margin31.2%+1.9pp

FCF margin33.6%-2.1pp

Returns & leverage

See full

Return on equity11.4%+0.3pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss.

The official record: Great Southern Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Great Southern Bancorp's allowance for credit losses?: Great Southern Bancorp (GSBC) reported allowance for credit losses of $0 in Q1 2026.
What is the long-term trend for Great Southern Bancorp's allowance for credit losses?: Over 5 years (2020 to 2025), Great Southern Bancorp's allowance for credit losses has grown at a -25.0% compound annual growth rate (CAGR), from $67.3M to $15.94M.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.