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Five Star Bancorp FSBC Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
Bank of America logo
Bank of AmericaBAC
$13.15B-0.8%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$14.37B-1.2%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$0
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$67.96M+0.3%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$63.72M+6.1%

Other financials

Income statement

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Revenue$45.1M+27.6%
Net income$18.6M+42.0%
EPS (diluted)$0.87+40.3%

Balance sheet

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Cash & equivalents$644.4M+42.4%
Total debt$11.5M+75.2%
Total equity$458.5M+12.8%
Total assets$5.0B+18.5%

Cash flow

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Operating cash flow$18.9M+22.3%
CapEx$168.0K+68.0%
Free cash flow$18.8M+22.0%

Valuation

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Market cap$1.01B+78.6%
Enterprise value$377.42M+215%
P/E15.1×+3.3×
P/S+1.8×

Profitability

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Net margin39.9%+3.7pp
FCF margin44.5%-5.5pp

Returns & leverage

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Return on equity15.5%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: Five Star Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Five Star Bancorp's allowance for credit losses?
Five Star Bancorp (FSBC) reported allowance for credit losses of $46.44M in Q1 2026.
How has Five Star Bancorp's allowance for credit losses changed year-over-year?
Five Star Bancorp's allowance for credit losses increased by 18.4% year-over-year, from $39.22M to $46.44M.
What is the long-term trend for Five Star Bancorp's allowance for credit losses?
Over 5 years (2020 to 2025), Five Star Bancorp's allowance for credit losses has grown at a 14.9% compound annual growth rate (CAGR), from $22.19M to $44.41M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.