Skip to content

SmartFinancial SMBK Allowance for credit losses

Allowance for credit losses at other companies

First Horizon logo
First HorizonFHN
$730M-11.2%
Regions Financial logo
Regions FinancialRF
$1.53B-5.3%
Financial Institutions logo
Financial InstitutionsFISI
$0
Capital City Bank Group logo
Capital City Bank GroupCCBG
$2.19M+19.5%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$7.3M+28.1%
Trico Bancshares logo
Trico BancsharesTCBK
$127.94M-0.4%

Other financials

Income statement

See full
Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

See full
Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

See full
Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

See full
Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

See full
Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

See full
Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about SmartFinancial's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is SmartFinancial's allowance for credit losses?
SmartFinancial (SMBK) reported allowance for credit losses of $43.95M in Q1 2026.
How has SmartFinancial's allowance for credit losses changed year-over-year?
SmartFinancial's allowance for credit losses increased by 15.1% year-over-year, from $38.18M to $43.95M.
What is the long-term trend for SmartFinancial's allowance for credit losses?
Over 5 years (2020 to 2025), SmartFinancial's allowance for credit losses has grown at a 17.4% compound annual growth rate (CAGR), from $18.35M to $40.91M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.