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Goosehead Insurance, Inc. GSHD Provision for Credit Losses

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Other financials

Income statement

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Revenue$113.4M+20.6%
Operating income$26.6M+69.8%
Net income$10.1M+95.4%
EPS (diluted)$0.41+128%

Balance sheet

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Cash & equivalents$27.5M-71.3%
Total debt$372.8M+6.2%
Total equity-$112.4M-43.0%
Total assets$406.8M-6.8%

Cash flow

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Operating cash flow$15.9M-44.9%
CapEx$1.5M-14.3%
Free cash flow$14.4M-46.9%

Valuation

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Market cap$2.32B+5.5%
Enterprise value$2.66B+8.6%
P/E65.6×-7.8×
P/S5.8×-0.7×

Profitability

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Operating margin23.3%+3.8pp
Net margin8.8%0.0pp
FCF margin19.8%-4.2pp

Returns & leverage

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Return on equity84.7%+11.5pp
Debt / equity3.5×-1.6×
Current ratio1.5×-1.4×

Where this comes from

Reported directly by Goosehead Insurance, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The source filing: Goosehead Insurance, Inc.’s 10-Q, filed July 23, 2026.

Filed
Jul 22, 2026, 9:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001726978-26-000060
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Operating Expenses:
Employee compensation and benefits54,32850,388104,85598,722
General and administrative expenses28,42024,64752,38942,206
Bad debts504550877957
Depreciation and amortization3,5452,7826,7575,452
Total operating expenses86,79778,367164,878147,337
Income from operations26,59215,66041,58722,274
Other Income:

Item 1. Condensed Consolidated Financial Statements (Unaudited)

FAQ

What is Goosehead Insurance, Inc.'s provision for credit losses?
Goosehead Insurance, Inc. (GSHD) reported provision for credit losses of $504K in Q2 2026.
How has Goosehead Insurance, Inc.'s provision for credit losses changed year-over-year?
Goosehead Insurance, Inc.'s provision for credit losses decreased by 8.4% year-over-year, from $550K to $504K.
What is the long-term trend for Goosehead Insurance, Inc.'s provision for credit losses?
Over 4 years (2021 to 2025), Goosehead Insurance, Inc.'s provision for credit losses has grown at a -11.5% compound annual growth rate (CAGR), from $3M to $1.84M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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