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Home Bancorp HBCP Mortgage Loans On Real Estate

Mortgage Loans On Real Estate at other companies

Home Bancorp logo
Home BancorpHBCP
$28.54M-14.8%
CTO Realty Growth logo
CTO Realty GrowthCTO
$80.71M-23.1%
UMH
UMH PropertiesUMH
$1B-9.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$7.77M-12.9%
EFC
Ellington Financial Inc.EFC
$16.62B+18.8%
Acadia Realty Trust logo
Acadia Realty TrustAKR
$154.43M+22.9%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:MortgageLoansOnRealEstate.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's mortgage loans on real estate?
Home Bancorp (HBCP) reported mortgage loans on real estate of $28.54M in Q4 2025.
How has Home Bancorp's mortgage loans on real estate changed year-over-year?
Home Bancorp's mortgage loans on real estate decreased by 14.8% year-over-year, from $33.5M to $28.54M.
What is the long-term trend for Home Bancorp's mortgage loans on real estate?
Over 5 years (2020 to 2025), Home Bancorp's mortgage loans on real estate has grown at a -18.8% compound annual growth rate (CAGR), from $80.9M to $28.54M.
What does mortgage loans on real estate mean?
This represents the portion of the mortgage loan portfolio secured by real estate that is classified as a non-current asset. It reflects the bank's long-term investment in residential or commercial property financing. This metric is essential for understanding the bank's concentration in real estate and its long-term asset allocation strategy.