What is Home Bancorp's HTC?

Home Bancorp (HBCP) reported HTC of $124K in Q4 2025.

This represents deferred tax assets derived from investments in historic tax credit projects, which provide tax incentives for the rehabilitation of certified historic structures. These assets represent the value of credits that will be applied to reduce future income tax payments. It highlights the bank's participation in community development and tax-advantaged investment strategies.

Home Bancorp HBCP HTC

HTC at other companies

Citizens Financial Services, Inc.CZFS

$0-100%

Bank of AmericaBAC

$12.88B+8.2%

Essential UtilitiesWTRG

$4.43M-3.7%

Wells Fargo & CompanyWFC

$6.6B+39.8%

Tradeweb Markets Inc.TW

$5.87M+23.7%

Texas Pacific LandTPL

$57.69M+19.7%

Other financials

Income statement

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Revenue$38.2M+6.9%

Net income$11.4M+3.6%

EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%

Total debt$9.6M-93.5%

Total equity$444.4M+10.3%

Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%

CapEx$2.4M-39.2%

Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%

P/E11.4×+1.3×

P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp

FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp

Debt / equity0×-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept hbcp:DeferredTaxAssetsHistoricTaxCredit.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's HTC?: Home Bancorp (HBCP) reported HTC of $124K in Q4 2025.
What does HTC mean?: This represents deferred tax assets derived from investments in historic tax credit projects, which provide tax incentives for the rehabilitation of certified historic structures. These assets represent the value of credits that will be applied to reduce future income tax payments. It highlights the bank's participation in community development and tax-advantaged investment strategies.