Skip to content

Citizens Financial Services, Inc. CZFS Deferred Tax Assets Low Income Housing Tax Credits

Deferred Tax Assets Low Income Housing Tax Credits at other companies

Essential Utilities logo
Essential UtilitiesWTRG
$4.43M-3.7%
Duke Energy logo
Duke EnergyDUK
$3.85B-14.3%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$6.6B+39.8%
BancFirst Corporation logo
BancFirst CorporationBANF
$306.5K+10.8%
Ametek logo
AmetekAME
$30.5M+124%
General Dynamics logo
General DynamicsGD
$384M+108%

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept czfs:DeferredTaxAssetsLowIncomeHousingTaxCredits.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s deferred tax assets low income housing tax credits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s deferred tax assets low income housing tax credits?
Citizens Financial Services, Inc. (CZFS) reported deferred tax assets low income housing tax credits of $0 in Q4 2025.
How has Citizens Financial Services, Inc.'s deferred tax assets low income housing tax credits changed year-over-year?
Citizens Financial Services, Inc.'s deferred tax assets low income housing tax credits decreased by 100.0% year-over-year, from $15K to $0.
What is the long-term trend for Citizens Financial Services, Inc.'s deferred tax assets low income housing tax credits?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s deferred tax assets low income housing tax credits has grown at a -100.0% compound annual growth rate (CAGR), from $131K to $0.
What does deferred tax assets low income housing tax credits mean?
The value of deferred tax assets derived from investments in low-income housing projects that generate federal or state tax credits. These assets represent future reductions in income tax liability, enhancing the bank's overall tax efficiency.