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Home Bancorp HBCP Basis differences on investments

Basis differences on investments at other companies

Corebridge Financial logo
Corebridge FinancialCRBG
$2.34B-20.7%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$897K-83.2%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$3.22M-52.5%
Kearny Financial logo
Kearny FinancialKRNY
$32.54M-13.6%
Hippo Holdings logo
Hippo HoldingsHIPO
$0-100%
Camden National logo
Camden NationalCAC
$20.26M-28.9%

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetsUnrealizedLossesOnTradingSecurities.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's basis differences on investments?
Home Bancorp (HBCP) reported basis differences on investments of $4.92M in Q4 2025.
How has Home Bancorp's basis differences on investments changed year-over-year?
Home Bancorp's basis differences on investments decreased by 42.9% year-over-year, from $8.61M to $4.92M.
What does basis differences on investments mean?
This metric tracks the deferred tax assets resulting from basis differences between the book value and tax basis of investment securities, specifically unrealized losses. It reflects the potential future tax savings the bank may realize upon the disposition or adjustment of these investments. It is a key indicator of the tax impact of the bank's investment portfolio management.