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OceanFirst Financial OCFC Basis differences on investments

Basis differences on investments at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$897K-83.2%
Corebridge Financial logo
Corebridge FinancialCRBG
$2.34B-20.7%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$3.22M-52.5%
Camden National logo
Camden NationalCAC
$20.26M-28.9%
Stifel Financial logo
Stifel FinancialSF
$28.65M-47.6%
SHA
SharonAI Holdings, Inc. Class A Common StockSHAZ
$293.71K

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.09B+11.8%
Enterprise value$2.47B+24.8%
P/E15.5×+5.1×
P/S2.7×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetsUnrealizedLossesOnTradingSecurities.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's basis differences on investments?
OceanFirst Financial (OCFC) reported basis differences on investments of $897K in Q4 2025.
How has OceanFirst Financial's basis differences on investments changed year-over-year?
OceanFirst Financial's basis differences on investments decreased by 83.2% year-over-year, from $5.35M to $897K.
What is the long-term trend for OceanFirst Financial's basis differences on investments?
Over 5 years (2020 to 2025), OceanFirst Financial's basis differences on investments has grown at a 27.0% compound annual growth rate (CAGR), from $272K to $897K.
What does basis differences on investments mean?
This captures the deferred tax assets resulting from basis differences between the book value and tax basis of investment securities. These differences arise when accounting standards and tax regulations recognize gains or losses on investments at different times. It provides insight into the timing of tax liabilities and assets related to the company's investment strategy.