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Home Bancorp HBCP Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)

Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) at other companies

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Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
Home Bancorp (HBCP) reported financing receivable, unamortized loan cost (fee) and purchase premium (discount) of $998K in Q1 2026.
How has Home Bancorp's financing receivable, unamortized loan cost (fee) and purchase premium (discount) changed year-over-year?
Home Bancorp's financing receivable, unamortized loan cost (fee) and purchase premium (discount) decreased by 52.8% year-over-year, from $2.12M to $998K.
What is the long-term trend for Home Bancorp's financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
Over 4 years (2021 to 2025), Home Bancorp's financing receivable, unamortized loan cost (fee) and purchase premium (discount) has grown at a -27.5% compound annual growth rate (CAGR), from -$4.29M to $1.18M.
What does financing receivable, unamortized loan cost (fee) and purchase premium (discount) mean?
The net balance of unamortized loan origination fees, costs, and purchase premiums or discounts associated with the loan portfolio. This adjustment reconciles the face value of loans to their carrying amount on the balance sheet, reflecting the effective yield of the lending activities.