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HCI Group HCI Change in unearned premiums

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Other financials

Income statement

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Revenue$242.9M+12.2%
Net income$73.4M+5.3%
EPS (diluted)$5.45+1.9%

Balance sheet

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Cash & equivalents$1.0B+34.4%
Total debt$997.0K-20.2%
Total equity$1.1B+108%
Total assets$2.6B+13.2%

Cash flow

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Operating cash flow$148.8M-8.1%
CapEx$335.0K-80.7%
Free cash flow$148.5M-7.4%

Valuation

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Market cap$2.2B+25.0%
P/E-6.2×
P/S2.4×+0.1×

Profitability

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Net margin33.8%+16.2pp
FCF margin46.3%+1.9pp

Returns & leverage

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Return on equity38.8%+9.8pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: HCI Group’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HCI Group's change in unearned premiums?
HCI Group (HCI) reported change in unearned premiums of -$45.51M in Q1 2026.
How has HCI Group's change in unearned premiums changed year-over-year?
HCI Group's change in unearned premiums decreased by 308.6% year-over-year, from -$11.14M to -$45.51M.
What is the long-term trend for HCI Group's change in unearned premiums?
Over 3 years (2021 to 2025), HCI Group's change in unearned premiums has grown at a -15.6% compound annual growth rate (CAGR), from $97.35M to $58.63M.
What does change in unearned premiums mean?
This metric measures the change in the portion of written premiums that has not yet been earned by the insurer as of the reporting date. It serves as a leading indicator of future revenue and reflects the growth or contraction of the company's active policy portfolio.