The Hartford Financial Services Group HIG Employee Benefits — Unpaid losses and loss adjustment expenses

Other segment segments

Similar metrics at other companies

EIGInsurance Operations — Unpaid losses and loss adjustment expenses

$1.81B-0.1%

LMNDProperty Insurance — Unpaid losses and loss adjustment expenses

$193.5M+0.2%

ACICLiability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims

$10.24M-10.1%

FTDRLiability for Unpaid Claims and Claims Adjustment Expense, Net

$64M+1.6%

UHALLife Insurance — Liability For Unpaid Claims And Claims Adjustment Expense Incurred But Not Reported IBNR Claims Amount

$20.6M-19.0%

SPNTLiability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims

$362.9M-9.7%

Questions, answered.

What is The Hartford Financial Services Group's employee benefits — unpaid losses and loss adjustment expenses?

The Hartford Financial Services Group (HIG) reported employee benefits — unpaid losses and loss adjustment expenses of $8.11B in Q4 2025.

What does employee benefits — unpaid losses and loss adjustment expenses mean?

This represents the estimated liability for claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported (IBNR). It is a critical reserve metric that reflects the segment's long-term obligations to policyholders.