Products & Services · Amount of discount
Group Insurance Policy — Amount of discount
The Hartford Financial Services Group Group Insurance Policy — Amount of discount increased by 4.1% to $1.25B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.1%, from $1.20B to $1.25B.
Analysis
StatementSegment
CategoryCapital Allocation
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
A larger discount indicates higher expected investment returns on reserves, which can lower the reported liability but increases sensitivity to interest rate fluctuations.
Detailed definition
This metric represents the adjustment made to the nominal value of loss reserves to account for the time value of money,...
Peer comparison
Standard 'Reserve Discounting' metric used by insurers with long-tail liabilities.
Metric ID:
hig_segment_group_insurance_policy_amount_of_discountHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $1.30B | $1.21B | $1.17B | $1.20B | $1.25B |
| QoQ Change | — | -7.6% | -3.2% | +2.6% | +4.1% |
| YoY Change | — | -7.6% | -3.2% | +2.6% | +4.1% |
Range$1.17B – $1.30B
CAGR-4.5%
Avg YoY Growth-1.0%
Median YoY Growth-0.3%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — amount of discount?
- The Hartford Financial Services Group (HIG) reported group insurance policy — amount of discount of $1.25B in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — amount of discount changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — amount of discount increased by 4.1% year-over-year, from $1.20B to $1.25B.
- What does group insurance policy — amount of discount mean?
- The reduction in reported claim liabilities due to expected investment income.