Products & Services · 6th Year

Professional liability — 6th Year

The Hartford Financial Services Group Professional liability — 6th Year decreased by 2.9% to 10.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 2.9%, from 10.3% to 10.0%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

Minimal development indicates that reserves for this cohort are maturing as expected.

Detailed definition

Tracks the loss development for professional liability policies in their sixth year, providing a view into the tail-end...

Peer comparison

Used by analysts to compare reserve release or strengthening trends across peers.

Metric ID: hig_segment_professional_liability_6th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value7.6%8.7%9.7%10.3%10%
QoQ Change+14.5%+11.5%+6.2%-2.9%
YoY Change+14.5%+11.5%+6.2%-2.9%
Range7.6%10.3%
CAGR+31.6%
Avg YoY Growth+7.3%
Median YoY Growth+8.8%

Frequently Asked Questions

What is The Hartford Financial Services Group's professional liability — 6th year?
The Hartford Financial Services Group (HIG) reported professional liability — 6th year of 10.0% in Q4 2025.
How has The Hartford Financial Services Group's professional liability — 6th year changed year-over-year?
The Hartford Financial Services Group's professional liability — 6th year decreased by 2.9% year-over-year, from 10.3% to 10.0%.
What does professional liability — 6th year mean?
The claims development for professional liability policies in their sixth year.