Products & Services · 7th Year
Professional liability — 7th Year
The Hartford Financial Services Group Professional liability — 7th Year decreased by 9.0% to 8.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 9.0%, from 8.9% to 8.1%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
Significant deviations at this stage suggest potential issues with historical reserve estimation models.
Detailed definition
Captures the loss development for professional liability policies in their seventh year of maturity. By this stage, most...
Peer comparison
Standard actuarial metric for evaluating long-term reserve tail risk.
Metric ID:
hig_segment_professional_liability_7th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 5.9% | 8.1% | 8.5% | 8.9% | 8.1% |
| QoQ Change | — | +37.3% | +4.9% | +4.7% | -9.0% |
| YoY Change | — | +37.3% | +4.9% | +4.7% | -9.0% |
Range5.9% – 8.9%
CAGR+37.3%
Avg YoY Growth+9.5%
Median YoY Growth+4.8%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's professional liability — 7th year?
- The Hartford Financial Services Group (HIG) reported professional liability — 7th year of 8.1% in Q4 2025.
- How has The Hartford Financial Services Group's professional liability — 7th year changed year-over-year?
- The Hartford Financial Services Group's professional liability — 7th year decreased by 9.0% year-over-year, from 8.9% to 8.1%.
- What does professional liability — 7th year mean?
- The claims development for professional liability policies in their seventh year.