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Arch Capital Group ACGL Third party claims-made business — Year Seven

Other product segments

Casualty
7.6%+1.3%
Property catastrophe
-4.8%+60.3%
Marine and aviation
2%-13.0%
Property excluding property catastrophe
1.2%+50.0%
Specialty
1.2%-25.0%

Similar metrics at other companies

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HIGGeneral Liability — 7th Year
9.6%+0.5pp
The Travelers Companies logo
TRVGeneral Liability — Short-duration Insurance Contracts, Historical Claims Duration, Year Seven
13.9%+0.1pp
Everest Group logo
EGProperty Insurance — Year seven
2.9%+0.2pp
Ally Financial logo
ALLYPercentage payout of incurred claims, year seven
0%
Kinsale Capital Group logo
KNSLCasualty - claims made — Historical Claims Duration, Year Seven
4.3%+1.4pp
United Fire Group logo
UFCSCommercial automobile — Year 7
1.6%-0.1pp

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$33.91B+5.5%
Enterprise value$34.53B+5.2%
P/E-1.6×
P/S1.7×0.0×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's third party claims-made business — year seven?
Arch Capital Group (ACGL) reported third party claims-made business — year seven of 6.4% in Q4 2025.
How has Arch Capital Group's third party claims-made business — year seven changed year-over-year?
Arch Capital Group's third party claims-made business — year seven decreased by 8.6% year-over-year, from 7% to 6.4%.
What does third party claims-made business — year seven mean?
This metric measures the cumulative incurred losses for third-party claims-made business at the seven-year maturity mark. It allows analysts to observe the maturation of claims liabilities and the impact of inflation or legal trends on long-term settlement costs. This is a key indicator of the company's ability to accurately forecast long-term insurance obligations.