Products & Services · 7th Year
Group Insurance Policy — 7th Year
The Hartford Financial Services Group Group Insurance Policy — 7th Year decreased by 4.4% to 4.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 4.4%, from 4.5% to 4.3%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
Minimal changes at this maturity stage indicate that reserves for these cohorts have reached a high degree of certainty.
Detailed definition
Tracks the cumulative claims development for group insurance policies at the seven-year maturity mark. This metric is us...
Peer comparison
Standard actuarial reporting for mature insurance cohorts in the group benefits sector.
Metric ID:
hig_segment_group_insurance_policy_7th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 4.5% | 4.5% | 4.6% | 4.5% | 4.3% |
| QoQ Change | — | +0.0% | +2.2% | -2.2% | -4.4% |
| YoY Change | — | +0.0% | +2.2% | -2.2% | -4.4% |
Range4.3% – 4.6%
CAGR-4.4%
Avg YoY Growth-1.1%
Median YoY Growth-1.1%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — 7th year?
- The Hartford Financial Services Group (HIG) reported group insurance policy — 7th year of 4.3% in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — 7th year changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — 7th year decreased by 4.4% year-over-year, from 4.5% to 4.3%.
- What does group insurance policy — 7th year mean?
- The total claims paid and reserved for group insurance policies seven years after the policy year.