Products & Services · 7th Year
Package Business — 7th Year
The Hartford Financial Services Group Package Business — 7th Year increased by 15.2% to 3.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 15.2%, from 3.3% to 3.8%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stability in seventh-year data confirms the accuracy of long-term reserve provisioning and historical underwriting success.
Detailed definition
Refers to the loss experience or premium development for policies in their seventh year of coverage within the package b...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track policy lifecycle performance.
Metric ID:
hig_segment_package_business_7th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 2.1% | 2.4% | 2.2% | 3.3% | 3.8% |
| QoQ Change | — | +14.3% | -8.3% | +50.0% | +15.2% |
| YoY Change | — | +14.3% | -8.3% | +50.0% | +15.2% |
Range2.1% – 3.8%
CAGR+81.0%
Avg YoY Growth+17.8%
Median YoY Growth+14.7%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's package business — 7th year?
- The Hartford Financial Services Group (HIG) reported package business — 7th year of 3.8% in Q4 2025.
- How has The Hartford Financial Services Group's package business — 7th year changed year-over-year?
- The Hartford Financial Services Group's package business — 7th year increased by 15.2% year-over-year, from 3.3% to 3.8%.
- What does package business — 7th year mean?
- The financial performance or claims data for policies during their seventh year of coverage.