Business Segments · Year Seven
Mortgage — Year Seven
Arch Capital Group Mortgage — Year Seven increased by 73.3% to 2.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 73.3%, from 1.5% to 2.6%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Low or zero loss emergence in year seven indicates the cohort has effectively reached the end of its risk cycle.
Detailed definition
Represents the loss development or financial performance metrics for the seventh year of a mortgage insurance underwriti...
Peer comparison
Standard cohort-based underwriting analysis used by mortgage insurers.
Metric ID:
acgl_segment_mortgage_year_sevenHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0.9% | 0.7% | 0.7% | 1.5% | 2.6% |
| QoQ Change | — | -22.2% | +0.0% | +114.3% | +73.3% |
| YoY Change | — | -22.2% | +0.0% | +114.3% | +73.3% |
Range0.7% – 2.6%
CAGR+188.9%
Avg YoY Growth+41.3%
Median YoY Growth+36.7%
Current Streak3 quarters growth
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — year seven?
- Arch Capital Group (ACGL) reported mortgage — year seven of 2.6% in Q4 2025.
- How has Arch Capital Group's mortgage — year seven changed year-over-year?
- Arch Capital Group's mortgage — year seven increased by 73.3% year-over-year, from 1.5% to 2.6%.
- What does mortgage — year seven mean?
- Performance data for mortgage insurance policies during their seventh year of coverage.